Business Capital
/
Direct Lending
We fund entrepreneurs faster
Buying a home is a big deal. But with Frost Mortgage, you have more than a better way there. You have people. Someone who stays by your side the entire time, from the moment you apply to move-in day. Its what makes our home loans different because its what you deserve.
Ready to accelerate your business? Get Started with your application today.
Fuel your American entrepreneurial dream
Whichever loan you choose, youll have all the support you need and features to make your journey even easier, like fully underwritten pre-approval (good for 90 days)
M & B Quick Capital
For entrepreneurs who need accessible funding without the traditional banking hassle.
- Soft credit checks — your credit score stays protected during pre-qualification
- No broker fees or hidden charges — direct lending means transparent pricing
- Funding from $50K to $2M available
- No minimum loan amount
- 3-5 business day funding
M & B Growth Capital
For established businesses looking for flexible expansion funding.
- For businesses needing $100K to $5M
- Competitive rates with transparent pricing
- 12 to 60-month term options
- Flexible collateral requirements
- Multi-location business financing available
M & B Enterprise Capital
For established enterprises seeking substantial growth capital.
- For enterprises requiring $5M+
- Custom financing structures available
- Flexible term lengths up to 7 years
- Dedicated relationship management
- No maximum funding limit
- Acquisition and expansion financing
An unexpectedly personal lending experience
Your future home will be perfect for you and we believe getting there should feel the same way. Its why we take the time to create an experience thats truly personal.
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We work only for you
No commission, quota or catch here. Trust our M & B Financial lending specialists to put your business first at all times, from application to funding and beyond.
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Your success is our mission
Our purpose is the same as yours: to grow your business. You have a dedicated team in your corner, no matter your funding amount.
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Streamlined digital process
Apply, upload documents, receive decisions — it's easy to manage every part of your funding application anytime, anywhere (even after you receive capital).
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Competitive rates and transparent fees
Our rates are competitive nationwide. And when it comes to fees, it's about transparency. If we can't explain it, we don't charge it.
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Made in America, for American entrepreneurs
Your business capital is managed start to finish by M & B Financial specialists who understand American business, keeping everything personal and professional.
You have people every step of the way to funding
Each member of our team is here to help get you there. That means someone to lean on at every stage of the process, ready with the experience you need and the award-winning level of service you want.
M & B Lending Specialist
Your go-to human, by your side through it
all. You'll first connect with a specialist
who learns about your business goals, finds
the capital solution to match and guides you
through your application.
Documentation Specialist
Now it's time for the paperwork. Once your
application is ready, our specialists work
closely with you to prepare all the
documentation needed for quick processing.
Human Underwriter
Our human underwriters make the final
decision to approve your business capital.
They take a deep dive into your business,
ensuring the funding fits your growth plans.
Funding Coordinator
At the final stretch of the process, the
coordinator sets up your funding disbursement
where you review and sign documents, finalize
the terms and receive your business capital.
Relationship Management
Business growth doesn't stop at funding — and
neither does our support. Our relationship
management team is always a tap or call away to
help with future funding needs and business
guidance.
Growing a business gets complicated. Let us guide you through.
Pre-approval. DTI ratios. Closing disclosures. Youll see just as many terms on your journey as homes on the market, but well help you make sense of them all. Whether youre starting out or already attending open houses, here are some handy guides for understanding the ins and outs of homebuying.
Your Credit Score & Home Loan
Three digits that affect many details of your mortgage.
Pre-approval vs. Prequalification
Two similar-yet-different ways to start your journey home.
Ways to Avoid Trigger Leads
Unwanted offers to watch out for — and how to opt out of them.
Your Credit Score & Home Loan
Three digits that affect many details of your mortgage.
Pre-approval vs. Prequalification
Two similar-yet-different ways to start your journey home.
Ways to Avoid Trigger Leads
Unwanted offers to watch out for — and how to opt out of them.
Hear from our funded entrepreneurs
They have a lot of great things to say. When you're ready to start your own growth journey, we're ready to get you funded — and can't wait to see your business succeed, too.
Take the next step
Ready to accelerate your business? Get Started with your application today.